Financial Benefits

Ministry  Bank of Baroda

1. Concession in Processing Charges & Concession in Rate of Interest

25% concession in processing charges

Ministry  Bank of Baroda

2. Concession in Processing Charges & Concession in Rate of Interest

25% concession in Processing Charges and ROI concession of 25 bps (Subject to, applicable ROI is not below than BRLLR / MCLR+SP)

Ministry Bank of Maharashtra

3. Concession in Processing Fees and Rate of Interest

25% concession in processing fees, 25 bps concession in rate of interest

 

Ministry Canara Bank

4. Concessions in ROI and processing charges

1) Risk Rating of the unit (New/Existing), Internal Rating – CNR I to V (Minimal/LR), External Rating – AAA/AA/A, Concession in ROI- 0.10% and Concession in processing charges-10%; 2) Risk Rating of the unit (New/Existing), Internal Rating – CNR VI (NR), External Rating – BBB, Concession in ROI- 0.10% and Concession in processing charges-10%

Ministry Central Bank of India

5. Concession in Processing Fees and Rate of Interest

50 bps concession in Processing Fees

Ministry ESAF Small Finance Bank

6. Reduction in Processing fee

50% reduction in processing fee for all loan proposals from ZED certified units

Ministry ESAF Small Finance Bank

7. Reduction in interest rate

1% reduction from standard interest rate for ZED Certified Units

Ministry Federal Bank

8. Concession in Processing Fees and Concession in ROI

5% concession from the extant card rate and 20bps below the extant card rates

Ministry Fusion Microfinance Ltd

9. Discount in Processing Fees in Delhi, Haryana, Punjab, Rajasthan, Madhya Pradesh, Uttar Pradesh, Uttarakhand, Jharkhand, Gujarat and Bihar

Discount in Processing Fees up to 0.5%

Ministry Fusion Microfinance Ltd

10. Concession in Interest Rate in Delhi, Haryana, Punjab, Rajasthan, Madhya Pradesh, Uttar Pradesh, Uttarakhand, Jharkhand, Gujarat and Bihar

Concession in Interest Rate up to 0.5%

Ministry HDB Financial Services Ltd

11. Discount in Processing Fees

30% concession in Processing Fees

Ministry ICICI Bank Limited

12. Waiver in processing fees

25% concession in processing fee is being provided to MSME clients post submission of ZED Certificate.

Ministry North East Small Finance Bank

13. Waiver on Processing Fees and Interest Rate for MSMEs in Assam, Arunachal Pradesh, Sikkim, Meghalaya, Manipur, Mizoram, Nagaland, Tripura, West Bengal (Only North Bengal) States

Processing Fees Waiver – 0.15%, Interest Rate Waiver – 0.15%

Ministry Small Industries Development Bank of India (SIDBI)

14. Concession in Interest Rate & Processing/ upfront fees

5 bps in Interest rate and 5% in Processing/ upfront fees

Ministry State Bank of India

15. Processing charges (Working Capital) / Upfront fees (Term Loan) & Rate of Interest

5% concession in processing charges/upfront fees 5 bps interest concession

Ministry UCO BANK

16. Concession in opplicable processing charges ond Rate of interest (RoI) for ZERO DEFECT ZERO EFFECT (ZED) Certified MSMEs

5% Concession in Processing Charges and 25 bps (0.25%) concession in rate of interest (ROI)

Ministry YES Bank Limited

17. Concession on the pricing

0.5% concession on the Processing Fees and Rate of interest

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